While it’s normal to view fear as a negative emotion, it can also be highly beneficial, as it helps to keep humans out of danger. However, when fear keeps you trapped in an unhealthy situation and prevents you from enjoying things and getting what you want in life, it can be one’s worst enemy.
According to Ramit Sethi, entrepreneur, media personality and author of “I Will Teach You To Be Rich,” fear is a toxic influence that can hold you back from building wealth, or achieving your “rich life.”
Learn More: 5 Rules Every Rich Person Uses To Make Money, According To Money Expert Ramit Sethi
Find Out: 3 Things You Must Do When Your Savings Reach $50,000
In a recent newsletter to subscribers, Sethi identified five unhealthy fears, but they’re all part of the bigger fear of failure that prevents people from working on goals to reach their dreams, resulting in years of inactivity and regret.
Here are the five fears Sethi wrote are keeping you from the life you want — and how facing them is the first step to financial freedom.
Trending Now: Suze Orman’s Secret to a Wealthy Retirement–Have You Made This Money Move?
This isn’t about fretting over money worries. Everyone gets anxious about bills and expenses, especially when the money you make covers less and less every day. This is about fear of making a financial decision and losing money. As with any fear, the way forward is to take action.
“Take a small step, even if you’re not 100% sure,” Sethi wrote. “You’ll learn so much more from doing something imperfectly than you would from sitting on the sidelines.”
Read Next: 10 Genius Things Warren Buffett Says To Do With Your Money
Just as asking for help is a sign of strength — not weakness — the capacity to ask for what you want, even when you’re terrified, is the ultimate sign of someone who is successful in their job and in life.
Underselling yourself will make others believe that your capacities are less than they truly are, and underestimating yourself can seriously hinder your actions and decisions in your daily life. As Ashley Stahl wrote for Forbes in 2020: “One thing’s for sure: You don’t get what you don’t ask for.”
In his newsletter, Sethi wrote, “If you’ve earned the right to more, then the first step to getting it is overcoming the fear of asking for it.”
Make sure you’re asking the right people, be clear what you’re asking for, and be don’t be afraid to show your authentic, vulnerable side.
Fear of change is a common human experience, but if left unchecked, it can not only keep you from living the life you want, but wreak havoc on your financial well-being and mental health.
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